Wedding loans

All you really need to get married legally is a qualified celebrant, two witnesses – and, of course, you and your partner – but, let’s face it, that’s a very practical way to look at one of the most special and beautiful events in life.

Your wedding day is a joyous occasion, one that most of us like to celebrate in a manner we – and all our friends and family – will remember forever. But, with the average Australian wedding costing around $36,000, this once-in-a-lifetime celebration will, for many of us, require a little tightening of our belts and the drawing up of a budget in order to pull of our big day – exactly as we always imagined it to be.

However, the fact is, most modern couples pay for their own weddings – and most of us underestimate the final cost to the tune of about $8,000 – and, without backup, that can mean scrimping, madly saving or just cutting back on all the lovely little extra that you really want to round off your perfect day.

Of course, there are myriad ways to save money during your wedding planning:

• Cut down the number of guests attending your big day
• Focus on the must-haves, those things you and your fiance don’t want to compromise on, rather than all the nice-to-have extras
• Get married during the autumn and winter months when many wedding vendors hold off-season specials
• Hold your wedding during the week. Prices, especially for venues and car hire, are usually less than if you were to hold it on over the weekend

But, realistically, who wants to drop beloved Aunty Gladys and Uncle Fred from the guest list and, frankly, there aren’t too many couples whose dream wedding day involve the prospect of rain! So, for those of us who don’t want to compromise on our wedding days, these money-saving options, while practical, helpful and effective, are hardly ideal, which explains the rise in financial institutions offering wedding-specific personal loans, tailored for couples wanting to pull off a wedding day that is exactly how they always dreamed it would be.

 

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