Competitive interest rates and flexible repayments.
18-84 months to repay your personal loan.
Industry-leading personalised service tailored to suit you.
Cover all your wedding costs and get down to the fun of planning your day.
Whilst a marriage may cost as little as $250 in some Australian states (because all you need to legally say "I do" is a celebrant and two witnesses) many couples understandably want the celebration of their marriage to live up to the promise: Best. Day. Ever!
And what does that look like for most modern couples? It's their take on what they think traditionally makes up a wedding - from gowns and cakes to flowers and cars. And most importantly, throwing one hell of a party to celebrate with their favourite family and friends.
In 2019, this came to an average wedding price tag of $32,333. With nearly 40% of couples paying for their wedding on their own - and the average honeymoon adding another $7,307 on top of that - it's no wonder you might be asking, "How are we going to pay for this?"
Australian couples spend most of their wedding budget on:
Wedding Venues - $15,264
Photographer - $2,963
Videographer - $2,702
Wedding Dress - $2,649
Band/DJ - $1,651
Wedding Flowers - $1,618
Other - $5,486
On average, couples end up spending 50% more than their original wedding budget:
Original Wedding Budget - $22,055
Adjusted Wedding Budget - $26,895
Final Wedding Cost - $32,333
90% of couples take a honeymoon and 84% take it immediately after the wedding:
Average Cost of a Wedding - $32,333
Average Cost of a Honeymoon - $7,307
TOTAL COMBINED SPEND: $39,640
Going into debt for a wedding might sound extreme, and it’s a decision that should be considered very seriously - but for some couples it may just be the most sensible solution to give them the capacity to pay for this one-off, large upfront expense.
Some benefits that might apply to you include:
NOW FINANCE offer customers that meet their eligibility criteria upfront competitive interest rates, starting at just 7.95% p.a. (comparison rates* from 9.56% p.a.) for loans from $5,000 to $40,000. You can get your guaranteed personalised interest rate with absolutely no impact on your credit score before you apply, saving you surprises later on.
Whether you're looking to finance your whole wedding, a portion of the day, or just your honeymoon, their friendly customer service team will do everything they can to assist you. Once your loan settles, the funds will be deposited into your bank account, meaning you can get on with making the more pressing decisions about your day.
In order to apply for a personal loan with NOW FINANCE, applicants must comply with certain eligibility criteria.
You are at least 18 years old.
You are in ongoing, stable employment.
You are an Australian citizen or permanent resident.
You have no current or prior (paid or unpaid) defaults or court judgements and have never filed for bankruptcy.
You have a current Australian passport or drivers licence AND a current Medicare card.
It only takes a few simple steps to fund all or part of your wedding with NOW FINANCE.
With just a few simple details, NOW FINANCE will assess your eligibility to apply for a wedding loan. If eligible, they will offer you a guaranteed, personalised interest rate with no impact on your credit score.
Once you have your personalised rate, you have the option to continue on to complete a full application, which only takes 10 minutes of your time.
Depending on your personal circumstances, NOW FINANCE may ask you for some additional supporting documentation to assess your financial circumstances.
Once you have read, agreed to, signed and returned your contract, NOW FINANCE will confirm that you are happy with the details of the loan and deposit the approved funds into your nominated account.