You’ve bought the wedding dress. The rings. The invitations and bomboniere. You’ve put a deposit down for the venue, celebrant, and photographer. However, you might want to add one more purchase to your list: wedding insurance.
The unexpected arrival of COVID-19 brought unprecedented disruptions to planned celebrations worldwide, leaving countless weddings either cancelled or indefinitely postponed. Even though the pandemic is well behind us, the lesson still stands: the value of wedding insurance cannot be understated. The unexpected can (unfortunately) still occur, and you want to be sure you’re able to recover the costs of your wedding or reschedule your day without the burden of financial loss. Considering the average Australian wedding is $36,000 in 2024, it makes sense to protect such a big investment.
Safeguard your wedding with weddinginsurance.com.au
Meet Eddie, the Head Creative behind weddinginsurance.com.au. Eddie started his business after seeing a friend lose a lot of money because their wedding venue went bankrupt. They lost their deposit and faced costs to reschedule. At that point, Eddie decided to help people protect their weddings from surprises that could ruin their big day.
Weddinginsurance.com.au – besides offering peace of mind for soon-to-be-wed couples – revels in the fact that they’re not your average insurance provider. As the self-confessed warm blanket keeping couples safe, weddinginsurance.com.au covers an impressive amount of eventualities, such as:
- Cancellation & postponement of wedding: Expenses are covered if your wedding is unexpectedly cancelled or postponed, including situations like venue cancellation, illness or injury to the bride, groom, or an immediate family member, severe weather conditions, and more.
- Rescheduling of wedding: In the event of cancellation or postponement, the costs will be covered by rescheduling the wedding within 90 days from the original date.
- Wedding supplier failure: They cover non-refundable deposits for booked services that fail due to bankruptcy or non-appearance, provided there’s a signed agreement with the supplier.
- Wedding cars and transport: If your transportation falls through, they’ll cover non-refundable deposits and costs for arranging a similar alternative.
- Wedding attire: Cover repair or replacement costs for wedding attire damaged or stolen from the bride, groom, bridal party, or immediate family.
- Wedding rings: Coverage for lost, stolen, or damaged wedding rings, providing reimbursement or replacement up to the coverage limit.
- Wedding gifts: Wedding gifts are protected against loss or damage from accidents, fire, or theft.
- Professional counselling: They will reimburse you for professional counselling expenses due to emotional distress from a covered cancellation or postponement, up to the amount specified in the schedule.
- Accidental damage to hired equipment: Coverage is offered for accidental damage to rented items such as marquees, tents, gazebos, flooring, chairs, tables, furniture, or lighting equipment during the wedding period.
Add-on options include rescheduling your wedding due to a COVID lockdown or illness, or cancelling it entirely due to a COVID-related death.
Do I really need wedding insurance?
Couples often worry about the cost of wedding insurance, considering it a nice-to-have. And while it might not be the most attractive thing to think about, Eddie is quick to educate couples on how comprehensive their wedding policy is – and all the things that can go wrong. Once they understand, they quickly say “I do.”
If you’re planning a wedding and still sitting on the fence about wedding insurance, heed these wise words: Consider wedding insurance as an essential part of your planning. It’s not just about protecting your financial investment but also about ensuring peace of mind. With the right coverage, you can focus on celebrating your love, knowing you’re protected against the unexpected.
After all, would you rather borrow your mum’s dress or buy a new one if yours gets damaged? What if your parents get sick and can’t attend? Would you postpone or go ahead without them? What if you can’t attend your own wedding because you have the flu?
That’s where wedding insurance can swoop in to save the day.
Wedding insurance: a small price to pay for peace of mind
From safeguarding against accidental damage to rentals to covering unforeseen cancellations, wedding insurance envelops your special day in a layer of protection. This comprehensive coverage ensures that every aspect of your wedding – from the venue to the very last chair – is protected against the unpredictable, granting you the peace of mind to fully immerse in the joy and celebration of your union.
With wedding insurance, you’re not just insuring an event; you’re protecting a once-in-a-lifetime experience, allowing you to focus on what truly matters: the celebration of love and commitment.
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